This year is flying by, and quickly coming to an end. December 31st marks the end of the plan year for most insurance companies. Here at Legacy Dental Group, we take pride in doing everything possible to help you maximize your insurance benefits.
Your dental insurance company allows for a certain dollar amount of coverage to be provided each year. If your maximum coverage benefit is not used during the year, then you lose your benefits, because unused coverage does not roll over to the next benefit year.
Although treatment is never dictated by an insurance policy, our experience has shown that careful planning can often maximize your benefits. For instance, many insurance companies pay for cleanings twice per year at any time. Most times, they do not have to be separated by 6 months, and some even pay for 3 or 4 cleanings a year.
If you are due for a cleaning, have dental treatment pending, have only been in for a cleaning once this year, or if you feel that you may need treatment that hasn’t been planned this year, and you haven’t maxed out your benefits for the year, we encourage you to schedule an appointment before the end of the year.
You may also participate in a Flexible Spending Account, or a Health Savings Account. In most cases, any money left in the account at the end of the year is forfeited. These are benefits that you have funded yourself, and work differently than dental insurance. They can be used to pay for cosmetic procedures as well, like Boost In-Office whitening, or take home bleaching trays, even Invisalign®.
This time of year, appointments book up pretty fast, so we encourage you to call today to schedule an appointment before it is too late!